If you have a minimum FICO score of at least 660 but unable to make a large payment upfront, conventional loans are available with a down payment as low as 3 – 5%. In most cases, borrowers save more money in the long run with a conventional loan because there's no upfront mortgage insurance fee, the monthly insurance payments are cheaper and interest rates can be fixed for up to 30 years.
如果您的 FICO信用最低分數至少為 660,但無法預付大筆款項,則可以使用傳統貸款,首付低至 3 – 5%。 在大多數情況下,從長遠來看,借款人通過傳統貸款可以節省更多的錢,因為沒有前期抵押貸款保險費,每月保險支付更便宜,而且利率可以固定長達 30 年。
ACG FUNDING
17919 GALE AVE, SUITE 201, CITY OF INDUSTRY, CA 91748
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