A Non-QM mortgage loan, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans. Common examples include bank statements, rental income or using your assets as income.
It is a good idea especially for Self-Employed Borrowers, whose have the ability to make regular, on-time mortgage payments, but cannot qualify for a conventional mortgage based on the income shown on their tax returns.
非 QM 抵押貸款是一種不查收入貸款,可讓您根據替代方法獲得資格,而不是大多數貸款所需的傳統收入驗證。 常見的例子包括銀行對賬單、租金收入或將您的資產用作收入。 這是一個好主意,特別是對於自僱借款人來說,他們有能力定期按時支付抵押貸款,但根據納稅申報表上顯示的收入沒有資格獲得傳統抵押貸款。
ACG FUNDING
17919 GALE AVE, SUITE 201, CITY OF INDUSTRY, CA 91748
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